Whether you’re looking for a great auto insurance company or you need a new life insurance policy, you’ll be surprised at just how many choices there are. But which companies are the best? In this article, we’ll explore the top five insurance companies in the United States.
State Farm
Founded in 1922, State Farm is one of the largest insurance companies in America. It offers 100 different insurance products and services. It’s one of the best known names in personal lines insurance.
State Farm offers a variety of discounts for safe drivers. These include low mileage discounts, discounts for good credit, and discounts for bundling auto and home insurance policies. You can get a full coverage policy for as little as $123 per month.
State Farm is the largest property and casualty insurance provider in the United States.State Farm has a huge network of agents who can help you find a policy that suits your needs. They also have a strong customer service reputation. You can contact an agent online, over the phone, or in person.
USAA
Founded in 1922, USAA is a military-centric insurance provider that offers a variety of insurance options to military families. They offer several financial products, including a robust line of auto insurance. USAA also has international locations in England, Germany, and Luxembourg.
Among the company’s other perks are rideshare insurance, roadside assistance, and specialized coverage for military items. USAA offers a mobile app, which allows policyholders to view their coverage, make payments, and track their policy.
USAA also provides discounts for bundling multiple policies, taking a defensive driving course, and driving a safe car. In addition, policyholders can opt for an upfront payment option or a monthly payment option.
Geico
GEICO, formally known as Government Employees Insurance Company, is a US-based insurer that provides insurance for private passenger automobiles, as well as other insurance products. The company has more than $30 billion in assets and is an indirect wholly-owned subsidiary of Berkshire Hathaway, Inc. The company is popular for its cheap premiums.
GEICO was founded by Leo and Lillian Goodwin during the Great Depression. The company started out as a service for United States government employees, but quickly expanded into a full-fledged insurer. In 1964, it reached one million policyholders.
Today, GEICO offers a wide variety of coverage options, including auto insurance, home insurance, and motorcycle insurance. They also offer umbrella insurance, which covers damage to other people’s property. The company also offers ATV insurance, collector car insurance, and boat insurance.
Liberty Mutual
Founded in 1912, Liberty Mutual is a global insurer that offers a range of insurance products for consumers. Its core product line includes auto, home, life, and business insurance. The company also offers a variety of add-on coverage options, including roadside assistance, disability coverage, and rental car reimbursement.
Liberty Mutual is a good choice for a budget-conscious customer who wants a comprehensive policy. This company offers a variety of discounts, and the company’s app offers a range of features, from tracking mileage to calling emergency roadside services.
For instance, Liberty Mutual’s app allows users to access their ID cards, pay bills, and track their mileage. The company also offers discounts for using eco-friendly vehicles, driving safe, and enrolling in the RightTrack telematics program.
UnitedHealthcare
Despite its recent decline in market share, UnitedHealthcare is still one of the largest health insurance companies in the country. It provides individual and family health insurance coverage, including Medicaid, Medicare, and Medicare Supplement plans.
UnitedHealthcare has a reputation for quality health care, and its plans are rated well by the NCQA. In addition, UnitedHealthcare offers a variety of Medicare Supplement plans through partnerships with AARP.
UnitedHealthcare serves clients across the US and in 130 countries around the world. The company offers Medicare coverage, dental insurance, short-term health plans, individual health insurance, and group health insurance. The company’s individual health insurance plans meet the requirements of the Affordable Care Act.
Centene
Founded in 1984 by former hospital bookkeeper Elizabeth Brinn, Centene Corporation is a multi-line managed care company that operates in over 50 states. Its Federal Services division provides high-quality managed healthcare plans and behavioral health services. It also operates local health plans in the U.S., as well as in the UK, Spain, and Slovakia.
Centene has been growing since it went public in 2001. Its current stock price is about average for the healthcare sector. Centene offers a variety of health insurance policies, including vision, dental, and Medicare. It also offers Medicare Supplement Insurance, which covers out-of-network fees.
Centene’s Medicaid business is fast-growing. It’s one of the largest Medicaid managed care companies, with plans in four of the largest states. In fact, Centene had the largest market share in five states, ranging from 37 to 62 percent. This position is expected to grow with the expansion of the Affordable Care Act.
